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Social Security
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Whether you are an employed or self-employed professional, having a social security number is a must. A part of every month’s salary has to be paid to the Spanish social security system and this will entitle you to have a pension, unemployment benefit, general insurance and much more.
For the employees, a large part of their contributions is to be paid by the employer, with the remainder being deducted automatically from their salary.
The self employed are required to pay a larger amount , as they don’t have any employers to pay on their behalf. A minimum threshold is provided which must be paid off every month.
The self employed people are not entitled to any unemployment benefits. Employed workers who face unemployment, can however, claim unemployment benefits if they have been paying their social security over a minimum period of 360 days within the last 6 years.
The retirement age in Spain is 65 years and you are entitled to your retirement benefits if you have been contributing to your social security fund for 15 years.
The other benefits offered by social security services are of maternity leave, injuries at work, and health insurances, etc.
Getting a SSN :
On taking a job in Spain, the employer registers you in the social security system and then deducts the contributions payable by you from your monthly salary.
All self employed persons have to go to the local social security office and fill in the paper work, which is in Spanish , but consists of only basic questions like name, address, etc.
Do remember to carry your original passport and a copy of it as well. A temporary card is issued then and there to you, and the original plastic card will be issued later .
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